Effective 15 October 2026

Terms and Conditions

1. About IchhaMoney

IchhaMoney is a customer-facing financial-product discovery and referral platform operated by INFINITE VALUE SERVICES LLP (LLPIN: ADD-1775), with its registered office at Flat No. 03, Nakul Vihar, Jagtapmala, Nashik Road, Nashik, Maharashtra – 422101, India.

IchhaMoney is not a bank, NBFC, direct lender or card issuer. It does not itself sanction, disburse or issue loans or credit cards. Product availability, eligibility, verification, pricing, fees, approval, sanction, disbursal and final contractual terms are determined by the relevant lender or card issuer.

2. Online applications

Online enquiry and eligibility forms are temporarily disabled. Information cannot be entered or submitted through these forms. Using the website does not submit an application, create a customer relationship, produce an eligibility result or transmit information to a lender or card issuer.

3. Informational use

Website content is provided for general information and product discovery. It is not financial, legal, tax or investment advice and is not an offer, sanction, approval or guarantee. Review the applicable provider's documents and terms before choosing or applying for a financial product.

4. Product information

Product features, rates, fees, limits, tenure, documentation and availability may change and may differ by provider and applicant. Any indicative information must be verified against the lender's or card issuer's current offer before reliance. Submission of information never guarantees approval.

5. Acceptable use

You may use the website only for lawful purposes. You must not interfere with the website, attempt unauthorised access, misuse its content, submit false or unlawful material, or use automated means in a way that disrupts the service.

6. Third-party services

If the website later links or refers you to a lender, card issuer or other third party, that party's eligibility criteria, privacy policy and terms will apply to its services. INFINITE VALUE SERVICES LLP is not responsible for a third party's independent decision, website or contractual performance, except to the extent responsibility cannot lawfully be excluded.

7. Intellectual property

The IchhaMoney name, website design, text, graphics and other materials are owned by or licensed to INFINITE VALUE SERVICES LLP unless otherwise stated. They may not be copied, modified or commercially reused without permission, except as allowed by law.

8. Availability and liability

We aim to keep the website accurate and available but do not promise uninterrupted access or that all information will always be complete or current. To the extent permitted by law, INFINITE VALUE SERVICES LLP is not liable for loss arising solely from reliance on informational website content, an unavailable website or an independent decision by a lender or card issuer. Nothing in these terms excludes liability that cannot lawfully be excluded.

9. Privacy

Use of the website is also subject to the IchhaMoney Privacy Policy. No marketing consent is inferred from visiting the website.

10. Contact

INFINITE VALUE SERVICES LLP
LLPIN: ADD-1775
Flat No. 03, Nakul Vihar, Jagtapmala
Nashik Road, Nashik, Maharashtra – 422101, India
Email: support@ichhamoney.com

11. Changes

We may update these terms when the website or its services change. Updated terms will be published on this page with a revised effective date.